0% Finance now available

Here at Uttoxeter Cycles we can offer competitive finance rates on all purchases, bikes, parts and accessories.
V12 Retail Finance is a specialist provider of Retail Point of Sale Credit, providing finance to customers through an easy to use online, paperless processing system.

Am I Eligible?

To apply for finance you must be:
At least 18 years of age.
A permanent UK resident.
In regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.
In receipt of a pension if you are retired.
Able to confirm sufficient income if you are registered disabled.

How much can I borrow?

Finance is available on orders from £250 to £12,000

is a deposit required?

Yes, we require a minimum 10% deposit. Increase your deposit to lower the your monthly payments.

what finance options are available?

6 Months 0% APR  -  £250-£12000
12 Months 0% APR  -  £250-£12000
18 Months 4.88% APR  -  £250-£12000
24 Months 9.89% APR  -  £250-£12000
36 Months 9.9% APR  -  £250-£12000

how do I apply?

We will go through the process with you in store. It takes around 10 minutes to fill out an online application and a decision on approval will be made instantly.
An electronic signature is then required to authorise the direct debit payments. The deposit is then taken in store and you can take away your purchase same day.

Can I pay off my loan early?

You can settle your loan agreement at any time at no extra cost. Simply contact V12 Retail Finance and they will calculate and send you your settlement figure. You can then pay off the remaining amount with a credit/debit card over the phone.